Bernauer Insurance Agency
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Certificates of Insurance

Proof of coverage for your general contractor, the city, or the property owner

Fast, most of the time

For most policies we write, we can issue the certificate ourselves. Fill in the form below and we'll email it over, usually within a business day — and often much faster than that. If you're standing on a job site and need it now, call Spencer at 952-956-2502 and he can often do it while you're on the phone.

One exception: workers compensation written through the Minnesota Assigned Risk Plan. Those certificates come from the servicing carrier, not from us — we can't issue them on your behalf. Here's who to contact instead →

Step 1 of 2

Have the contract handy for the next page. It asks who the certificate goes to and which endorsements are required — additional insured and waiver of subrogation are the two a general contractor most often demands, and a certificate missing them gets rejected, which costs you a day. If you're not sure what yours requires, send us the contract and we'll read the insurance section for you.

Step 1 of 4

Your BusinessA name is all we insist on. Leave a phone number or an email — whichever you'd rather we use.

If you have them handy. We can look them up if not.

Optional — but leave one of these so we know where to send it.

Optional.

Your answers are not sent to our office until the last step. Privacy Policy.

If your workers comp is through the Assigned Risk Plan

Contractors who can't get workers compensation in the standard market end up in the Minnesota Workers' Compensation Assigned Risk Plan. If that's you, your policy is handled by one of four servicing carriers — and certificates for those policies come from the carrier, not from us. We can't issue them on your behalf, so going direct is genuinely faster.

Not sure which carrier you're with? It's printed on your policy documents and your premium invoices. If you can't find it, call us and we'll look it up — that's a two-minute job for us.

Superior Point

The fastest of the four. Superior Point has a self-service certificate portal — log in and download proof of coverage yourself, no waiting. Office hours are 7:30 a.m. to 4:30 p.m. Central.

Download your certificate

Berkley Assigned Risk Services

Request certificates by phone or email. Include your policy number and the certificate holder's exact name and address.

Old Republic Residual Market Services

Request certificates through policy services by phone or email.

RTW

Handled by email. Include your policy number, the certificate holder's exact name and address, and when you need it.

Other Plan contacts

  • Affinity Insurance Services (Aon) — Plan administrator — for questions about the Plan itself rather than your policy. mwcarpadministrator@aon.com
  • Applications — MWCIA, option 2 — for help with assigned risk applications. (952) 897-1737

Carrier contact details are published by the Minnesota Workers' Compensation Insurers Association. If something here looks out of date, tell us and we'll correct it.

Stuck, or not getting anywhere with the carrier? Call Spencer at 952-956-2502. He chases these down for clients regularly.