Bernauer Insurance Agency
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Report a Claim

Report it to your insurance company any time, day or night. Questions before you file? Call Pat or Spencer, weekdays 8:30 to 5.

Is anyone hurt or in danger? Call 911 first. If there’s a fire or you smell gas, get everyone out and call from outside. If water is still running, shut it off at the main if you can do it safely.

Report it to your insurance company

Report every loss as soon as you can, by phone or online. Your insurance company decides what’s covered, so don’t wait to find out. Find your company below. The claims number on your policy or ID card is the most reliable: if it’s different from this page, use that number and let us know.

Want help first? Call Pat or Spencer

Monday – Friday, 8:30 AM – 5:00 PM: we’ll talk it through with you before you file, or help you report it. Outside those hours our office is closed, so call your insurance company first, then let us know.

Pat Bernauer952-457-5894Spencer Bernauer952-956-2502

Have a claims-made business policy, such as professional liability or directors and officers? Report to your insurance company the same day you learn of a claim. Reporting late can cost you coverage.

How to reach your insurance company

Home, auto, farm and business insurance, A to Z. Don’t see your company? Use the claims number on your policy or ID card, or call us. For health, Medicare, dental and vision plans, use the number on your member ID card; for life or disability insurance, the number on the policy.

Checked on each company’s own website, . If your ID card, policy or bill shows something different, go by that and let us know.

Want us to know too? Tell us what happened

This form emails our office, and we read it during office hours. It doesn’t report your claim to your insurance company, so report it there too, using the list above.

What kind of policy is this about?

Pick one and we’ll only ask the questions that matter for that type.