Independent agency
Insurance companies we work with
This list is for home, auto, farm and business insurance. Health insurance, MNsure and Medicare have pages of their own.
A few names are specialist programs rather than insurance companies themselves: they design the coverage, and an insurance company behind them issues the policy. Those carry this tag: (program).
Already insured with one of them? Report a claim shows how to reach each company, and Pay a bill shows where to pay it.
Written by Spencer Bernauer, licensed Minnesota insurance agent (NPN 18100632) · Updated
List last checked .
Home, auto and farm
Home
- Acuity
- Foremost
- Integrity Insurance (a Grange company)
- Liberty Mutual (formerly Safeco)
- Nationwide
- Orchid (program) — homes insured for $500,000 or more
- Travelers
- West Bend
Auto
- Acuity
- Bristol West — drivers with tickets, accidents or a gap in coverage
- Integrity Insurance (a Grange company)
- Liberty Mutual (formerly Safeco)
- Nationwide
- Travelers
- West Bend
Umbrella, landlord, collector cars and more
- Hagerty (program) — collector and classic vehicles
- Travelers — landlord, boat, umbrella and valuables
- Vacant Express (program) — vacant homes, landlords, short-term rentals and builder's risk
Farm
- American Modern — farm and ranch
- Nationwide
For businesses
Business owners, property and general liability
- Acuity
- AmTrust
- Attune (program) — general liability
- Berkley Aspire — harder-to-place small businesses
- Berkshire Hathaway GUARD — contractors' general liability
- CNA
- Coterie (program)
- Integrity Insurance (a Grange company)
- Nationwide
- Society Insurance — restaurants, bars and taverns
- The Hanover
- Travelers
- UFG Insurance (United Fire Group)
- West Bend
Workers' compensation
- AmTrust
- CannGen (program) — cannabis businesses
- EMPLOYERS
- Main Street America
- Pie Insurance
- Society Insurance — restaurants, bars and taverns
- The Hartford
- UFG Insurance (United Fire Group)
Commercial auto
- Acuity — trucking
- Berkshire Hathaway GUARD
- Main Street America
Professional and management liability
- Attune (program) — professional liability
- Orchid (program) — association crime, directors and officers, and excess liability
Surety bonds
- UFG Insurance (United Fire Group)
Restaurants, cannabis, vacant buildings and builder's risk
- CannGen (program) — cannabis businesses
- Orchid (program) — builder's risk
- Society Insurance — restaurants, bars and taverns
- Vacant Express (program) — vacant buildings, builder's risk and renovations
For a risk none of these will take, we also place coverage through specialist wholesale brokers.
Don’t see your company?
Companies open and close Minnesota to new customers, and this list follows them. If the one you have in mind isn’t here, or you’d like to know which of these fits you, call Spencer: home, auto and business insurance are his. There’s no charge to compare.

