Bernauer Insurance Agency
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Independent agency

Insurance companies we work with

As an independent agency, we quote home, auto, farm and business insurance in Minnesota with the companies below, and compare them for you at no charge.

This list is for home, auto, farm and business insurance. Health insurance, MNsure and Medicare have pages of their own.

A few names are specialist programs rather than insurance companies themselves: they design the coverage, and an insurance company behind them issues the policy. Those carry this tag: (program).

Already insured with one of them? Report a claim shows how to reach each company, and Pay a bill shows where to pay it.

Written by Spencer Bernauer, licensed Minnesota insurance agent (NPN 18100632) · Updated

List last checked .

Home, auto and farm

  • Home

    • Acuity
    • Foremost
    • Integrity Insurance (a Grange company)
    • Liberty Mutual (formerly Safeco)
    • Nationwide
    • Orchid (program) — homes insured for $500,000 or more
    • Travelers
    • West Bend
  • Auto

    • Acuity
    • Bristol West — drivers with tickets, accidents or a gap in coverage
    • Integrity Insurance (a Grange company)
    • Liberty Mutual (formerly Safeco)
    • Nationwide
    • Travelers
    • West Bend
  • Umbrella, landlord, collector cars and more

    • Hagerty (program) — collector and classic vehicles
    • Travelers — landlord, boat, umbrella and valuables
    • Vacant Express (program) — vacant homes, landlords, short-term rentals and builder's risk
  • Farm

    • American Modern — farm and ranch
    • Nationwide

For businesses

  • Business owners, property and general liability

    • Acuity
    • AmTrust
    • Attune (program) — general liability
    • Berkley Aspire — harder-to-place small businesses
    • Berkshire Hathaway GUARD — contractors' general liability
    • CNA
    • Coterie (program)
    • Integrity Insurance (a Grange company)
    • Nationwide
    • Society Insurance — restaurants, bars and taverns
    • The Hanover
    • Travelers
    • UFG Insurance (United Fire Group)
    • West Bend
  • Workers' compensation

    • AmTrust
    • CannGen (program) — cannabis businesses
    • EMPLOYERS
    • Main Street America
    • Pie Insurance
    • Society Insurance — restaurants, bars and taverns
    • The Hartford
    • UFG Insurance (United Fire Group)
  • Commercial auto

    • Acuity — trucking
    • Berkshire Hathaway GUARD
    • Main Street America
  • Professional and management liability

    • Attune (program) — professional liability
    • Orchid (program) — association crime, directors and officers, and excess liability
  • Surety bonds

    • UFG Insurance (United Fire Group)
  • Restaurants, cannabis, vacant buildings and builder's risk

    • CannGen (program) — cannabis businesses
    • Orchid (program) — builder's risk
    • Society Insurance — restaurants, bars and taverns
    • Vacant Express (program) — vacant buildings, builder's risk and renovations

For a risk none of these will take, we also place coverage through specialist wholesale brokers.

Don’t see your company?

Companies open and close Minnesota to new customers, and this list follows them. If the one you have in mind isn’t here, or you’d like to know which of these fits you, call Spencer: home, auto and business insurance are his. There’s no charge to compare.

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