Our Insurance Services
Everything We Write, in One Place
Every product below has its own page explaining how the coverage actually works, with a quote form at the bottom. Fill one out and it comes straight to our office — usually the same day.
Homeowners Insurance
Protect your house, your belongings, and yourself from liability.
- Dwelling and structure coverage
- Personal property protection
- Personal liability coverage
- Loss of use / additional living expenses
Auto Insurance
Coverage for your vehicles, your drivers, and your liability on the road.
- Liability coverage (bodily injury and property damage)
- Personal Injury Protection (PIP)
- Uninsured and underinsured motorist
- Collision and comprehensive
Private Health Insurance
Off-exchange individual and family health plans bought directly from the carrier.
- Individual and family major medical plans
- HSA-compatible high-deductible options
- Short-term and gap coverage
- Network checks against your current doctors
MNsure Marketplace Plans
Minnesota's official marketplace — and the only place to get financial help.
- Premium tax credit eligibility check
- Cost-sharing reduction plans
- All MNsure carriers compared side by side
- Medical Assistance and MinnesotaCare screening
Medicare
Advantage, Supplement, and Part D — explained without the sales pressure.
- Medicare Advantage (Part C) plans
- Medicare Supplement / Medigap plans
- Part D prescription drug coverage
- Prescription formulary checks against your medications
Group Health Insurance
Employee benefits for small and mid-sized Minnesota businesses.
- Fully insured group medical plans
- Level-funded and self-funded options
- ICHRA and individual-coverage strategies
- Group dental and vision
Commercial Insurance
Contractors, artisans, HOAs, and small business — general liability, property, and everything around them.
- General liability
- Commercial property
- Business Owners Policy (BOP)
- Workers compensation
Life Insurance
Term, whole, and final expense coverage for the people who depend on you.
- Term life (10, 15, 20, and 30 year)
- Whole and universal life
- Final expense and burial policies
- Mortgage protection coverage
Disability Insurance
Replaces your paycheck if an illness or injury stops you working. The coverage most people forget.
- Short-term disability
- Long-term disability
- Individual policies that follow you between jobs
- Coverage for the self-employed and business owners
Dental & Vision Insurance
Standalone dental and vision plans for individuals, families, and groups.
- Individual and family dental plans
- Vision exams, frames, and contact allowances
- Preventive, basic, and major dental coverage
- Plans with reduced or waived waiting periods
Not Sure What You Need?
That's a normal place to start. Call the office and we'll work through it with you — there's no charge for the conversation and no obligation at the end of it.